TLDR
A lot of dental insurance plans will expire at the end of the year, and unused benefits often don’t roll over. Schedule your oral care appointment today to maximize your remaining 2025 dental benefits.
Have you used up your 2025 dental benefits? If you haven’t, here is your reminder. Many dental insurance plans expire on December 31 and reset at the start of the new year, meaning that any unused benefits are typically forfeited. That’s why it’s important to use your coverage while it’s still available.
Dr. Manigault is our family dentist in Elkin, near Yadkin and Wilkes counties, NC. She wants to help patients use their dental benefits before they reset for 2025. With your remaining benefits, you can receive a teeth cleaning, filling, or any other dental treatment to keep your smile bright.
What Happens When You Don’t Use Your 2025 Benefits?
When you don’t use your benefits, these things are bound to happen.
Your Deductible Resets
A deductible is the amount you must pay first before your insurance will begin to cover your medical costs. For example, if your deductible is $200, you must pay that amount first before your plan starts contributing to your treatment bills.
If you’ve already met your deductible for 2025, now is the time to schedule your appointment for any remaining dental treatment while your insurance can still help cover the cost. Once the year ends, your deductible resets to zero, meaning you’ll have to meet that amount again before coverage begins in the new year.
Your Annual Maximum Resets Too
For most dental insurance plans, there is an annual coverage limit, which is the maximum amount your dental insurance company will pay for dental work within one benefit year. Many patients ask, “how does dental insurance work?”—and this yearly limit is one of the most important parts to understand.
For example, if your annual maximum is $500 and you’ve only used $100, you still have $400 in available coverage. Booking an appointment now lets you use those remaining dollars before they expire, as unused amounts don’t roll over to the next year.
You can also split your care across benefit years. This allows part of your treatment to be covered by this year’s limit and the remaining portion to be covered when your benefits renew.
Dental Problems Can Worsen
Delaying dental care can allow small issues, like cavities or gum inflammation, to progress into more serious problems. Utilizing your benefits now also allows you to address your dental concerns early, helping to prevent complications that may require more extensive treatment later.
Which Treatments Can Benefit From Your Insurance Now?
Most health insurance plans cover basic and major dental treatments.
- Basic Dental Care
Insurance benefits typically cover approximately 100% of preventive care, including routine exams, oral cancer screening, cleanings, and treatment for periodontal disease.
- Major Dental Treatments
Did you know most dental insurance plans cover wisdom teeth removal? Yes. Dental insurance can cover all or part of the cost of major procedures, such as tooth extractions, dental crowns, and dental implants.
Maximizing Your Dental Insurance Benefits In Elkin, NC
Unsure about your remaining benefits? Not to worry. Our dedicated dental team in Elkin is happy to verify your insurance, explain which benefits are still available, and assist you in scheduling any necessary care to maximize your 2025 coverage. Check the dental plans we accept and book your appointment today.
Key Takeaways
- Your dental insurance benefits may expire and reset at the end of 2025.
- When you use your benefits to fix minor and major issues, you save money and avoid expensive procedures.
- Book your appointment with Dr. Manigault at ManiDental in Elkin, NC, to maximize your remaining benefits today.
Sources
- https://manidental.com/
- https://www.healthline.com/health/consumer-healthcare-guide/how-do-health-insurance-deductibles-work
- https://manidental.com/appointment/
- https://www.cms.gov/marketplace/private-health-insurance/annual-limits
- https://my.clevelandclinic.org/health/diseases/10946-cavities
- https://pmc.ncbi.nlm.nih.gov/articles/PMC7136683/
- https://manidental.com/service/oral-cancer-screenings/
- https://manidental.com/service/hygiene/
- https://manidental.com/service/periodontal-disease/
- https://manidental.com/service/dental-implants/
- https://manidental.com/staff/
- https://manidental.com/patient-information/
